Stop Sinking into Foreclosure… 

I Can Get You Back On Solid Ground….

You Have Options. I Have Answers.

Foreclosure is NOT the only option!!

• Behind on mortgage payments? 
• Adjustable rate mortgage resetting? 
• Owe more than your house is worth?
• Worried about your credit?

We understand that for some people a short sale may be an embarrassing thing to talk about, but what most people don't understand is that from an investment standpoint short selling your home may be the smartest thing you can do. Why hold onto to a property that is no longer worth what you paid? Why struggle month to month being house poor. Why pay on a $300k mortgage when the same house next to you just sold for $200k. It's not your fault that your neighbors are selling cheap and bringing down the value in the area. It's not your fault that you can't refinance your adjustable rate mortgage because your loan to value is too high. Take advantage of the tax break now while you still can, and unload that mountain of debt. You're not alone you're one of a million in this situation. 

The Bank

Remember banks are in the lending business, not the real estate business. They cannot make money unless loans are made. Holding property in inventory does not make the bank money. In fact they lose even more money because the home is now vacant, subject to vandalism, maintenance and upkeep that does not stop. The bank also has to hire a property management company to oversee the property. Get the picture. The bank does not want the property. It wants to sell it. This is great for a first time home buyer. He/she can get a great below market buy.